Credit Authorizer, Checker, and Clerk

Job Description

As a Credit Authorizer, Checker, and Clerk, you'll evaluate loan applications for farmers and agricultural businesses. The role includes assessing financial documents, conducting property inspections, and ensuring compliance with policies.

Responsibilities

• Review and process loan applications from farmers and agricultural enterprises.
• Identify potential risks in loan applications and propose risk mitigation strategies.
• Build and maintain strong relationships with clients and industry partners.
• Keep up with changes in market conditions and regulations affecting lending.
• Assist in drafting and updating loan application materials.
• Monitor the loan portfolio for compliance and performance.
• Provide detailed insights for the development of new financial products.
• Participate in team meetings to discuss application outcomes.
• Support management in strategic planning for agricultural financing.

Requirements

Education

• Bachelor's degree in Finance, Business Administration, or related field
• Master’s degree in Finance or related field is an advantage

Experience

• 5+ years of lending experience, particularly in agricultural finance

Technical Skills

• Risk Assessment
• Document Preparation

Soft Skills

• Communication Skills
• Problem-solving Skills

Certifications

• Agricultural Lending Certification
• Certified Lending Compliance Officer (CLCO)

Languages

• English: Fluent

Advantageous

• Experience in Commercial Lending: Prior experience with business loans and financial assessments.

Benefits

• Comprehensive health insurance
• Flexible work hours
• Professional development programs
• Access to employee assistance programs

Company Culture

• Innovation-Centric: We encourage innovative thinking and the pursuit of new ideas.
• Supportive Leadership: Our leaders are committed to supporting your career growth and development.