Credit Products Officer

Job Description

As a Credit Products Officer, you will play a vital role in managing our credit products process. Your expertise in credit assessment and compliance will be essential in providing high-quality service to our clients. You’ll work collaboratively within a dedicated team to ensure efficient processing and risk management of credit applications.

Responsibilities

• Evaluate and approve credit applications based on established criteria.
• Communicate effectively with clients regarding credit product options.
• Continuously assess and mitigate risks associated with credit offerings.
• Prepare reports for management on credit performance and compliance.

Requirements

Education

• Bachelor's degree in Finance or Business Administration
• Master's degree is a plus

Experience

• 3+ years of experience in managing credit products and applications

Technical Skills

• Credit Scoring Software
• Financial Modelling

Soft Skills

• Problem-solving
• Organizational Skills

Certifications

• Relevant certifications in credit analysis or risk management

Languages

• English: Fluent

Advantageous

• Experience in dealing with business/commercial credit products: Knowledge of commercial credit products will be an added advantage.
• Strong understanding of credit risk management: Expertise in risk management related to credit lending.

Benefits

• Attractive salary with bonuses based on performance
• Comprehensive health insurance
• Career progression opportunities
• Work-life balance initiatives

Company Culture

• Collaboration: We believe in the power of teamwork and foster a collaborative work environment.
• Diversity: Diversity in our team drives creativity and success, and we celebrate differences.
• Continuous Improvement: A culture of learning and improvement is at the heart of our organization.