Insurance Underwriter

Job Description

Join our dynamic team as an Insurance Underwriter where you'll evaluate risks and assess insurance applications to make informed decisions that protect our clients. Your expert judgement will play a crucial role in ensuring sound risk management and policy issuance.

Responsibilities

• Evaluate insurance applications and assess risk profiles.
• Determine coverage amounts and issue policies according to guidelines.
• Collaborate with sales and claims teams to ensure a high level of customer service.
• Conduct market research to stay updated on industry trends and underwriting practices.
• Review and revise existing policies based on changes in risk and regulations.
• Engage with clients to clarify information and assist in resolving claims.
• Maintain accurate records of underwriting decisions and related documentation.
• Adhere to compliance and regulatory requirements in all underwriting processes.

Requirements

Education

• Bachelor's degree in Risk Management or related field

Experience

• 5+ years of experience in underwriting or insurance

Technical Skills

• Decision-Making
• Negotiation

Soft Skills

• Customer Service
• Teamwork

Languages

• English: Fluent

Advantageous

• Knowledge of Australian Insurance Standards: Familiarity with local industry standards and regulations.
• Advanced Excel Skills: Experience with Excel for data analysis and reporting.

Benefits

• Competitive salary and performance bonuses
• Comprehensive health and wellness benefits
• Flexible working environment
• Professional development opportunities

Company Culture

• Team-Oriented Environment: We believe in collaboration and support across teams to achieve common goals.
• Commitment to Integrity: We uphold high ethical standards in our business practices.
• Innovation Focus: We encourage innovative ideas and approaches to insurance solutions.