Insurance Underwriter

Job Description

Join our dynamic team as an Insurance Underwriter in Coffs Harbour! You will assess and evaluate insurance applications, balancing risk and underwriting guidelines to craft competitive insurance products. The ideal candidate will possess a keen eye for detail and strong analytical skills, essential in making informed decisions.

Responsibilities

• Conduct thorough risk assessments for new and existing clients.
• Negotiate terms and conditions of insurance policies.
• Provide training and support to junior underwriting staff.
• Utilize statistical data to drive decision-making in underwriting.
• Prepare reports on underwriting performance and risk exposure.
• Evaluate reinsurance needs and communicate with reinsurance partners.
• Maintain high standards of customer service throughout the underwriting process.

Requirements

Education

• Bachelor's degree in Risk Management or related field

Experience

• 5+ years of experience in underwriting or related fields

Technical Skills

• Underwriting Guidelines
• Claims Analysis

Soft Skills

• Decision-Making
• Teamwork

Certifications

• Insurance Associate (AINS)
• Fellow of the Casualty Actuarial Society (FCAS)

Languages

• English: Fluent

Advantageous

• Certification in Financial Analysis: Possessing knowledge in financial analysis to aid in underwriting decisions.
• Bilingual Proficiency: Ability to communicate in another language besides English can be beneficial.

Benefits

• Comprehensive health insurance including dental and vision
• Retirement plan with employer contribution
• Ongoing training and professional development
• Work-life balance initiatives

Company Culture

• Innovative Mindset: Our company encourages out-of-the-box thinking and innovation among our team.
• Supportive Leadership: We have a leadership team that is dedicated to supporting and empowering our employees.
• Community Engagement: We actively participate in community service and local initiatives.