Credit Analyst

Job Description

We are seeking a detail-oriented Credit Analyst to join our dynamic team in Sydney. The ideal candidate will assess credit applications, analyze customer creditworthiness, and develop risk management strategies to protect our financial interests.

Responsibilities

• Evaluate the creditworthiness of new and existing customers.
• Prepare detailed credit reports and assessments.
• Monitor the performance of credit accounts and identify areas of concern.
• Implement changes to credit policies based on analysis results.
• Liaise with compliance teams to ensure adherence to financial regulations.
• Assist in developing training materials for junior analysts.
• Analyze quantitative and qualitative data to inform credit decisions.
• Utilize financial modelling to predict future credit trends.
• Attend relevant industry events to network and stay informed.

Requirements

Education

• Bachelor's degree in Finance or Economics
• Master's degree is a plus

Experience

• At least 5 years of relevant experience in credit analysis or risk management.

Technical Skills

• Credit risk assessment techniques
• Regulatory compliance

Soft Skills

• Sound decision-making
• Team collaboration

Certifications

• Certified Financial Analyst (CFA)
• Professional Risk Manager (PRM)

Languages

• English: Fluent

Advantageous

• Previous experience in the financial services industry: Background in roles related to banking or credit management.
• Knowledge of credit scoring models: Experience with various models used for assessing creditworthiness.

Benefits

• Competitive salary ranging from AUD 90,000 to 120,000 per annum
• Access to health and wellness programs
• Pension scheme with employer contribution
• Opportunities for career advancement within the company

Company Culture

• Teamwork: Collaboration is key at Financial Solutions Ltd, where teamwork drives our success.
• Professional Development: We encourage our employees to pursue ongoing professional education and training.
• Work-Life Balance: Promoting a healthy work-life balance is a priority for us, ensuring our team can thrive both at work and home.