Credit Analyst

Job Description

As a Credit Analyst at Financial Services Australia, you will play a vital role in managing credit risk and ensuring compliance with internal policies. You will be responsible for assessing the creditworthiness of clients, conducting thorough credit investigations, and providing recommendations to management. This position requires strong analytical skills and a keen eye for detail.

Responsibilities

• Evaluate client financial statements and credit histories to assess risk.
• Collaborate with other departments to ensure effective credit policies are followed.
• Implement and manage the documentation process for credit applications.
• Regularly communicate with clients to manage overdue payments.
• Update and maintain accurate credit records in the system.
• Identify emerging credit risks and recommend solutions.

Requirements

Education

• Bachelor's degree in Finance, Economics, or related fields

Experience

• At least 3 years' experience in credit analysis or risk management

Technical Skills

• SAP or Oracle Database Management
• Excel Skills

Soft Skills

• Attention to Detail
• Time Management

Certifications

• Certificate in Risk Management
• Certified Credit Professional

Languages

• English: Fluent

Advantageous

• Certification in Credit Risk Management: Additional accreditation that enhances expertise in credit risk assessment.
• Ability to work under pressure: Strong ability to meet tight deadlines while maintaining accuracy.

Benefits

• Attractive salary with performance-based bonuses.
• Comprehensive health, dental, and vision insurance.
• Support for further education and certifications.
• A friendly and collaborative team environment.

Company Culture

• Diversity and Inclusion: Our company is dedicated to promoting diversity and creating an inclusive workplace for all employees.
• Respect: We believe in respect for each individual and actively listen to diverse perspectives within our teams.
• Community Engagement: We engage with the communities we serve and support local initiatives that make a difference.