Credit Analyst

Job Description

Seeking an experienced Commercial Credit Analyst to enhance our lending operations. The successful candidate will engage in evaluating credit applications, monitoring credit risk, and preparing reports on portfolio performance. You will collaborate with various departments to ensure compliance and maintain high service standards.

Responsibilities

• Conduct thorough credit risk assessments for potential borrowers.
• Evaluate the financial health of clients through data analysis.
• Coordinate with the sales team for smooth loan processing.
• Identify potential credit risks and devise mitigation strategies.
• Prepare detailed reports for senior management on credit exposure.
• Maintain up-to-date records of loan transactions and assessments.

Requirements

Education

• Bachelor's degree in Finance, Business, or a related field
• Higher qualifications like a Master's degree would be advantageous

Experience

• 3+ years of experience in credit analysis or banking

Technical Skills

• Risk Management
• Statistical Analysis

Soft Skills

• Negotiation Skills
• Team Collaboration

Certifications

• CMA Certification
• FAIA Certification

Languages

• English: Fluent

Advantageous

• Knowledge of industry-specific risk assessment techniques: Familiarity with credit risk frameworks specific to various industries.

Benefits

• Comprehensive health and dental insurance
• Generous paid time off and public holidays
• Opportunities for career advancement
• Employee assistance programs

Company Culture

• Diversity and Inclusion: We celebrate diversity and are committed to fostering an inclusive workplace.
• Continuous Improvement: We support ongoing development and training for all staff to enhance skills and capabilities.