Loan Officer

Job Description

As a Loan Officer at Financial Services Corporation, you will manage a diverse portfolio of business clients, providing them with financial advice tailored to their unique needs. This role is crucial in developing new opportunities and fostering lasting client relationships.

Responsibilities

• Assess the financial needs of business clients and recommend appropriate products.
• Cultivate and strengthen relationships with existing and potential clients.
• Generate leads and new business opportunities via networking.
• Work alongside credit and risk management teams for streamlined loan processing.
• Deliver financial advice, focusing on cash flow management and forecasting.
• Prepare and update client files and documentation accurately.
• Comply with industry regulations and internal policies.
• Stay informed on the latest financial products and services.
• Attend networking events to enhance community presence.
• Participate in ongoing professional development and training.

Requirements

Education

• Bachelor's degree in Business or Finance
• Postgraduate qualifications preferred

Experience

• 3+ years experience in commercial lending or business banking

Technical Skills

• Sales Skills
• Risk Assessment

Soft Skills

• Negotiation
• Time Management

Certifications

• Australian Mortgage Broking Certificate
• Financial Planning Certificate

Languages

• English: Fluent

Advantageous

• Experience with financial analysis tools: Proficiency in tools such as Excel for financial modeling.
• Advanced understanding of banking regulations: Knowledge of the compliance environment in the banking sector.

Benefits

• Health and dental insurance
• Superannuation contributions
• Employee wellness programs
• Career growth opportunities within the company

Company Culture

• Integrity: We adhere to the highest ethical standards in all our practices, ensuring trust and transparency.
• Value-driven: Our values guide our decisions and behaviors, ensuring we serve our clients with the utmost respect.
• Community Engagement: We actively participate in community service and support local initiatives.