Insurance Underwriter

Job Description

Join us as an Insurance Underwriter! In this role, you will leverage your expertise to assess underwriting requests, analyze applicant data, and set appropriate premiums. Working closely with various stakeholders, you’ll play a crucial part in mitigating risks while ensuring competitiveness in our offerings. This position requires a proactive and meticulous approach, combined with effective collaboration skills to deliver exceptional service.

Responsibilities

• Evaluate claims and financial documentation to make informed decisions.
• Develop and adjust underwriting guidelines based on industry benchmarks.
• Assist in training junior underwriters and new team members.
• Prepare reports on underwriting activities and performance metrics.
• Participate in ongoing education to stay updated on regulations.

Requirements

Education

• Bachelor's degree in Risk Management or related field
• Professional certifications in underwriting preferred

Experience

• 4+ years of experience in commercial underwriting

Technical Skills

• Insurance Software Proficiency
• Statistical Analysis

Soft Skills

• Negotiation
• Relationship Management

Certifications

• Fellow of the Australian and New Zealand Institute of Insurance and Finance (ANZIIF)
• Accredited Adviser in Insurance (AAI)

Languages

• English: Fluent

Advantageous

• Proficiency in assessing complex risks.: Experience in underwriting unique and complicated insurance applications.
• Knowledge of market trends.: Awareness of trends affecting the insurance industry.

Benefits

• Comprehensive insurance coverage
• Incentives for achieving performance targets
• Work-life balance initiatives such as wellness days
• Annual professional development budget

Company Culture

• Team Spirit: We encourage a supportive environment where team success is celebrated.
• Innovation: Our team's expertise thrives on creativity and trying new approaches.
• Continuous Improvement: We promote lifelong learning and ensure our staff has opportunities to grow.